Ty Lacroix: November 2009

Riverbend, an Executive, Prestigious Neighbourhood in London Ontario

This prestigious neighbourhood is located in South West London and has homes and condos starting from $250,000 to over a couple of million.

   Take Oxford Street West to Kains Road and see this neigbourhood with street names such as: Shore Road, Kirkpatrick Way, Tigerlily Rd, Jack Nash Drive and the beautiful gated Riverbend Golf Community.

   You are just 15 minutes or less to downtown London, great shopping and great nature trails, bike paths, golfing and more.

There are many private enclaves and home styles to match. For a discreet and current list of executive homes and condos for sale in Riverbend area or Riverbend Golf Community, let me know.

I know this area well, I know prices, and I know the quality of the homes and most importantly, can help you get settled.

What about Condos for Sale in Byron? A Quaint Neighbourhood in London Ontario

Have you been thinking of moving to Byron, a family neigbourhood in south London that offers a lifestyle away from the hustle and bustle, yet minutes to downtown London?

A London neighbourhood that has Springbank Park and the Thames River, Boler Mountain (a ski and mountain bike area known to the locals as "the bump"), every kind of church you can think of,(if you don't go to church, I won't tell), a library, a fire hall, a legion, a Masonic hall and more.

Some great shopping, bistros and dining, professional offices, medical, drugstores, an LCBO (known to the locals as the "personality changer"), jewelers, drycleaners and more.

Easy access to the 401, 403, Lake Huron or Lake Erie, some great public and private golf courses, health clubs, walking trails, fishing and more.

The condos in Byron start from $149,000 which would be a townhouse style. Depending on your budget, you have a choice of high rise condos, attached or detached condos, one floor bungalows and more.

If you would like an up to date inventory of condos in Byron for sale just let me know. If you are thinking of selling your Byron condo, my Excusive Home Audit will detail the things you need to do to prepare your condo for sale and a true market analysis of what you can expect for your condo.

Why not take a drive out to Byron and experience a lifestyle that most only dream about!

Part 6 of Easy & Inexpensive Ways to Prepare Your Home For Sale

Look at Those Big Beautiful Bedrooms!

  Bedrooms are a key part of the home buying experience. Bigger is better. Nobody comments favorably about "what lovely tiny bedrooms". Just like other areas of the house, clutter takes up space and makes rooms look smaller.

 Here are some tips to make your bedrooms look Bigger and Brighter:

 •·         New bedspreads or quilts can really make a bedroom look inviting.

•·         Make your bed look pretty and make sure the bedspread or quilt fits the bed properly and hang low enough to cover the view under the bed. Buyers won't look under the bed, so you can store other non essential items there (preferably in low storage boxes) Note from Ty: this idea proves that I did not write all of this article, I have gathered this information a bit here and there!

•·         Put away the stacks of reading material on nightstands and just leave room for one good book. (again, no Playgirl or Playboy)

 •·         In kid's rooms, posters, photos, drawings and awards are all personal items that should be taken down for showing the house. You want the buyers to imagine the rooms as their own.

•·         Remove the super-ninja turtle posters or torn out magazine covers in kids or teenagers' bedrooms. (or that old Raquel Welch poster)

•·         Put away all items that are hanging off the back of doors. Cluttered and clanking doors often make the room feel smaller - especially if they don't allow the door to open all the way.

•·         Remember that buyers are most likely going to look in your closets, so a better place to hide things is under the bed. Make sure the closets are as spacious looking as they can be. Remove all the clothes, shoes and stuff that are not being used right away.

•·         In kids bedrooms be sure and put the toys in boxes or better yet bins with lids that can be shut closed and slid under the bed out of sight.

•·         Items that you don't need should be taken out of the closet to make them more spacious, get an early start and pack items in boxes and store them in the garage or basement

•·         Coordinate your clothing in your closets and line shoes up neatly so it looks as organized as possible.

HOW NOT TO PRICE YOUR HOME was written by J. Philip which I thought occurs too often when someone decides to put their house up for sale.

Being realistic, non-delusional and honest will ensure your home will sell in a timely matter.

Oh, by the way, taking advice from a professionals works real well too!

Ty

Do NOT Sign Another Rent Cheque Until You Consider This: Buy and Own Your Own Home or Condo, Right Now

      You can stop flushing away rent money every month, stop making your landlord rich, and buy a home or a condo of your own right now, and I can help you every step of the way. 

     Imagine; a home of your own! A fenced yard for the kids. A garage for your car. Enough room for your stuff. All on a quiet street. Privacy. Comfort.  

                                                       Why Now?

 There are lots of lenders sitting on too much money and imagine that! - and they are eager to make more home loans right now. Interest rates are low. The time just couldn't be better to get financing for your new home.

                                             What About Credit Problems?

Even if you do NOT have perfect credit, there may be loans available for you. Even if you are self-employed, there are loans available to you. Whatever your current situation, there's probably a home loan just right for you, and I'll find it for you.             

                                                                Won't I Need A Big Down Payment?

You do not need a large chunk of money for a down payment either. If you've been held back by the idea that you have to save up $10,000, $20,000 or more to put down, to buy a good home, I'll show you how to avoid that altogether.

Consider Charlie and Sue. They had rented for 24 years. They raised 4 children in rental apartments and homes. Just recently, I helped them find a beautiful home and buy that $147,000 home with $7,350.00 down. Charlie and Sue got out of their apartment with the nosy, noisy neighbours and no place to park their car, got into a really great home in a nice neighbourhood with 5% down. Now Charlie has a TV room.

And instead of paying rent each month and losing that money forever, that same payment is now an investment, creating security for them in the future. Oh and by the way, their mortgage payments and taxes are less than they were paying in rent!

Can I do all that for you? Yes, I can. Maybe the level of the government will even step in to help with the down payment, with low interest financing, home improvement grants and in other ways. Very few people know that the government is eager to help them buy their first home. I can help you get every benefit available for first-time home buyers from Mr. Harper too.         

Every Month You Wait, You Flush Your Hard Earned Money Right Down The Drain.

Renting is wasting money. You make your landlord rich, but you do nothing for yourself. By putting those exact same dollars into a "house payment" instead of "rent", you create "equity"..... value that you own, that later can send your kids to university, finance the start-up of your own business or pay for your retirement. Be your own landlord and build up future financial security. I'll even show you easy strategies to speed up the pay-off of your home without making extra payments. And, as a homeowner, you get tax breaks that renters never get.

                    There's no reason to wait. I can help you buy a home RIGHT NOW.

By the way, I was just visiting with Jack the other day; I helped them buy their first home 6 months ago. Jack and Carolyn had a bankruptcy three years ago and were worried they could not buy a home. I helped them purchase a nice 2 bedroom condo for $104,900 with only $6,000 down. Jack's whole attitude has changed. He is no longer a renter who cannot buy because he has a bankruptcy. He is a homeowner and you can tell he's proud of it. He's already talking about renting out his condo and moving up to a bigger home in a few years.

I remember when Verna called me last year. She had lived in the same house for 40 years and after her husband passed away, she was urged by her family to move to an apartment "to save money". After 16 months in an apartment, the cat and she were going stir crazy. She liked to tinker about and she didn't like the noise and all the traffic. I helped her find a great one bedroom condo with a balcony, she has her own laundry and oodles of storage and get this, and her payments are less than what she was paying in rent!

 Switching from renting to home ownership can help you go from being in debt or "cash poor" to becoming financially secure, too. You can use home ownership as the "foundation" of a complete change in your finances!                                        

                                           Being A Homeowner Makes You Feel Good                         In addition to the smart financial and tax reason for buying your own home instead of renting, you will feel better about yourself and your life. You'll provide a safer place for yourself, your spouse, your family. You can decorate your home just as you please. You'll enjoy inviting people over to your home.                        

                             Will I have To Settle For A Home I Don't Love?

 My inventory of available houses and condos is huge. I can show you a great home in just about any price range. Also, you may be surprised at how much home you can afford, with my loans and financing strategies. We'll talk about the kind of home you want, the kind of neighbourhood you want to live in, your finances, and then I will do all the hard work of finding the perfect home for you. A home you can afford, with a loan that's right for you. A home you'll be proud of. A home you can move into now. Of course, everything you tell me is completely private and confidential. My job mandates this high level of integrity. I work for you. I'm your counselor and advisor.                  

                      Why Not Explore This Idea? What Do You Have To Lose?

I'm so confident that I can "match" you with right home and great lender, if I fail after 120 days, I'll pay you $50.00 cash the day you "fire" me as your home finder!                 

                If I'm So Certain I can Help You, Why Wouldn't You Let Me Try?

There are 2 ways we can move ahead from here......... One, you can call me and we'll set up a brief personal meeting. During our brief meeting, I'll collect the information I need from you to create a "Home Search Profile", and then I'll go to work for you.... To find a choice of houses or condos and to be sure you can get a home loan. There is absolutely no charge to you for the meeting or the search. I'm paid the normal real estate commission by the seller of the home only after I've "matched" you with a home of your choice. 0r, send me an email with your full name and I will have one of our mortgage specialists get back to you.      

         You Never Pay A Cent Out Of Your Own Pocket For All The Work I Do For You

Or two, if you're not ready to meet yet, at least let me send you my FREE "The Envelope Exclusive Homeowner Information Packet". Reading this information may change your entire life. To set up a meeting or ask for your FREE "The Envelope Exclusive Homeowner Information Packet", call me at 519-435-1600 or send me an email at ty@enveloperealestate.com and I'll get back to you quickly.

Sincerely Ty Lacroix

Ty Lacroix Broker of Record

PS: I know there's a tendency to set this letter aside....to "think it over"... but then it may get lost, and you forget about it. So I wanted to give you a little extra reason to pick up the phone and call me right now, while it's still fresh in your mind. When we meet, I'll give you a "FREE BUYER'S GUIDE" which has lots of important information about buying a home or a condo. There's "no catch".

But I only have a limited supply. So you need to call me right now at 519-435-1600 to be sure of getting one.

PPS: Oh... I almost forgot a very important thing. I or one of our many lenders will also provide for you a FREE confidential credit report and FREE determination of your home loan qualifying range. Remember, everything is completely private, confidential and you are under no obligation what so ever. So give me a call at 519-435-1600 right now.                       

 Copyright 2009 Envelope Real Estate Brokerage Inc Hi Ty   I want to thank you for all your help in the purchase of my "Dream Beach House"......You made the buying process easy....all your patience as I went through it a few times was absolutely wonderful..   Showing me other places so I knew what else was out there and could be sure "this was the one"  before my final decision was great......   Thank you for your suggestions and help in getting the final papers signed......being able to do the whole process in one day was certainly pretty stress free....not having to wait while it was taken back and forth over a few days made it very easy.   Once again, thank you so much for all your help...I will definitely call you again if the need arises to buy or sell and will pass your name on to anyone I know who may need someone...    It was certainly great working with you for these last few months.   Kind regards   Sue Grycaj  

Realtors Wacky Answering Machine Messages

  Being in Real Estate we get an opportunity to shake our heads a lot. One of the joys of calling a client or returning a call is the chance to hear a bit of the following:

 • Hi.  I'm probably home; I'm just avoiding someone I don't like.  Leave me a message, and if I don't call back, it's you.

•  Hello, you've reached George and Carmen.  We can't pick up the phone right now because we're doing something we really enjoy.  George  likes doing it up and down, and I like doing it left to right.  So leave a message, and when we're done brushing our teeth, we'll call you back.

•  A is for academics, B is for beer.  One of those reasons is why we're not here. So leave a message.

•  Hi.  This is John.  If you are the phone company, I already sent the money.  If you are my parents, please send money.  If you are my bank, you didn't lend me enough money.  If you are my friends, you owe me money.  If you are female, don't worry, I have lots of money.

•  Hi! John's answering machine is broken.  This is the refrigerator.  Please speak slowly, and I'll stick your message to myself with one of those magnets.

• This is not an answering machine - this is a telepathic thought recording device.  After the tone, think about your name, your number, and your reason for calling...and I'll think about calling you back.

• Hello!  If you leave a message, I'll call you soon.  If you leave a "sexy" message, I'll call sooner.

•  Hello! If you are a Realtor, thank you for calling. I love you folks and I know how hard you work and I am going to refer everyone I know to you! (I made this one up!)

Sunningdale Neighbourhood Houses in London

The Sunningdale neighbourhood is situated in North London bordered by Fanshawe Park Road West, Richmond Street, Sunningdale Road West and Hyde Park Road and includes Medway Park and Hyland Estates.

A very short drive to the Masonville shopping area and dining and the big box stores in Hyde Park. Easy access to the University of Western Ontario (UWO or Western), it's hospital and nearby  research centre.

5 minutes to downtown London and quick access to great beaches along Lake Huron such as Ipperwash, Pinery Provincial Park, Grand Bend, Bayfield and Goderich.

The houses and condos in Sunningdale are tastefully laid out with many enclaves and one of a kind homes.

We can assist and guide you when it is time to purchase or sell a home or condo in Sunningdale. We can provide you with neighbourhood statistics and our Envelope Real Estate Brokerage experience and skills. We are just a quick call or email away.Go to www.enveloperealestate.com to see these beautiful homes for sale.

               One Floor Condo Homes in London Ontario

                       There is a wide selection of one floor resale condo homes in London from attached to detached. I have studied the London condo market and have learned the pros and cons of area, amenities and construction.

There is a wide range to choose from with prices starting from $224,000 to over $800,000 for ranch or bungalow style, $80,000 to $750,000 for apartment style condos and townhouses from $80,000 to $600,000. From double car garages, finished basements, on or near a golf course, with pool or without, you name and I will know if it is available.

Buying a condo is similar to purchasing a single dwelling, just as selling your condo is similar however with one huge caveat. Rules, fees and restrictions play a large role in your decision making and you do not want to leave it to guesswork only to find out later you made a mistake.

If you are serious about purchasing a condo or selling your condo and desire competent, caring knowledgeable assistance, perhaps we should sit down and discuss your criteria and goals.

I have also put together some great information that is free of charge such as:

•1.       How To Remove The Seven Most Deadly Common Buyer Objections And Get More Money For Your Condo

•2.       8 Secrets for Saving Thousands When Buying or Financing A Condo

•3.       40 Very Important Things A Condo Buyer Should Know

•4.       Avoid 7 Costly Mistakes when Selling Your Condo

•5.       101 Quick & Easy Ways To Make Your Condo Show Like a Model Home

•6.       How To Stage Your Condo For A Fast Sale

•7.       10 Devastating Mistakes Condo Buyers Make

•8.       44 Money Saving Tips Preparing Your Condo For Sale

•9.       Exclusive Personal Condo Audit

•10.   A Guarantee That Your Condo Listing Will Expire

As you can see, I have seen most of all the mistakes made, I too have made mistakes and from that I have gleamed knowledge of the process from start to finish. In short, I am not like a doctor who has a practice, a lawyer who has a practice, I am in the trenches daily, and I am a doer.

Not All Realtors are the Same! Let's get together and let me show you!

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You will be richer for the watching and with no regrets..........



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